Step two: Points to consider Prior to Consolidating or Refinancing Step one: Understand Your goal Before you decide to consolidate otherwise refinance, it is very important become clear regarding your wants. Are you presently searching for lower interest rates otherwise would you like so you’re able to clarify the fresh new repayment techniques? Otherwise will you be hoping to consolidate multiple finance towards one to brand new financing which means you get one commission as opposed to multiple? Refinancing could possibly get improve
